Functional Medicine Clinic Accepting Insurance in Portland, OR

At Urban Wellness Group, we are committed to making high-quality integrative healthcare accessible to our Portland community. To support our patients, we accept a broad range of insurance providers, including most major plans, such as:

• Moda
• Providence
• Regence Blue Cross

Because insurance coverage for specific services can differ depending on your plan, we recommend contacting your insurance provider to understand your benefits and any potential out-of-pocket costs before your visit. Our knowledgeable front desk staff is also happy to help you verify your insurance coverage and answer any questions you may have about billing or claims.
 
If you do not have insurance or if your plan isn’t accepted at our clinic, Urban Wellness Group offers self-pay options to ensure you can still access the care you need. We believe everyone deserves the opportunity to achieve optimal wellness, and we will work with you to find the best payment solution for your situation.

We want your experience with us to be as smooth and stress-free as possible—including understanding your insurance coverage. If you notice that Urban Wellness Group isn’t listed as an in-network provider with your insurance, here are a few steps you can take:
 
1. Check With Your Insurance Company:
Start by contacting your insurance provider to confirm our network status. Sometimes insurance directories are not fully up to date, and Urban Wellness Group may be covered even if we don’t appear on their list. Ask your insurer if we are considered out-of-network and what your options are for receiving care with us.

2. Explore Out-of-Network Benefits:
If Urban Wellness Group is out-of-network, your plan may still offer partial reimbursement, or there may be exceptions for certain types of care. Ask your insurer about coverage details for visiting us and whether they can make any special accommodations.

3. Contact Our Office:
Reach out to our team directly. We’re happy to discuss payment options—including self-pay discounts, payment plans, or help with submitting out-of-network claims. Our staff can also let you know if another provider within our practice is in-network with your insurance.

4. Find In-Network Alternatives (If Needed):
If ongoing care is required and you wish to stay in-network, your insurance company can provide a list of local providers. We’re also happy to refer you to trusted colleagues in the area if needed.

5. Emergency or Urgent Care:
Remember, in an urgent or emergency situation, most insurance plans cover these services, even if they are out-of-network. Still, it’s always wise to confirm your coverage as soon as you can.

6. Keep Records:
Document all conversations you have with both your insurance company and Urban Wellness Group, including names, dates, and details discussed. This helps if you need to appeal a denied claim or clarify billing questions later.

Before scheduling an appointment at Urban Wellness Group, we recommend verifying your insurance benefits to ensure a smooth and stress-free visit. Here’s how you can get started:

• Locate Your Insurance Card:
Find your insurance identification card. You’ll need information such as your policy number, group number, and the customer service phone number.
• Contact Your Insurance Company:
Call the customer service line on your card. Let them know you are planning to schedule care. Be prepared to provide your details and specify the type of service you are seeking (such as primary care, naturopathic medicine, chiropractic care, acupuncture, or massage therapy).
• Check Network Status:
Ask if Urban Wellness Group and your specific provider are in-network. This can impact your coverage and out-of-pocket expenses.
• Inquire About Your Benefits:
Request details about your benefits for the services you need at Urban Wellness Group. Ask about copayments, deductibles, coinsurance, and whether any prior authorizations are needed.
• Get Written Confirmation:
It’s helpful to request a written summary of your benefits or access your insurance provider’s online portal to review your coverage and find a list of participating providers.
 
By taking these steps, you’ll have a clear understanding of your benefits and avoid unexpected expenses when you come in for your appointment. If you need assistance at any point, please don’t hesitate to reach out to the Urban Wellness Group team—we’re here to help!

At Urban Wellness Group, our team wants your first appointment to be comfortable and efficient so you can focus on your health and wellness. To help us provide you with the highest quality care, please bring the following items to your visit:
 
• Photo Identification: Please bring a valid ID, such as a driver’s license or passport, for our registration process.
• Health Insurance Information: Bring your insurance card or any other relevant insurance details. This allows our team to verify your coverage and process billing efficiently.
• Medication List: Write down all medications you’re currently taking, including prescription drugs, over-the-counter medications, vitamins, and supplements. Please note the name, dosage, and frequency for each.
• Medical Records: If you have previous medical records, recent lab results, or imaging studies (like X-rays or MRIs) related to your current health concerns, please bring copies. This helps our Urban Wellness Group providers understand your medical history and tailor your care plan.
• Symptom & Question List: We encourage you to jot down your symptoms, questions, or any specific concerns you want to address during your visit. This ensures we can address everything important to you.
• Allergy Information: Be prepared to share any allergies you have—especially to medications, foods, or other substances—so we can keep you safe.
• Referrals & Paperwork: If your insurance requires a referral or if we’ve asked you to complete forms in advance, please bring those documents with you.
• Interpreter Assistance: If you need language support, feel free to bring a friend or family member who can help interpret, or let us know in advance so we can assist.
• Payment Method: Please be prepared with a credit card, debit card, or check to cover any co-pays or out-of-pocket expenses.
 
Taking a few moments to gather these items will help your first visit to Urban Wellness Group go smoothly, allowing us to focus on your care and well-being. If you have any questions before your appointment, don’t hesitate to contact our office—we’re here to help! Please contact us to find out if we are in-network with your provider or make an appointment online. We are conveniently located at 4900 SE Division St. Portland, OR 97206. We serve patients from Portland OR, Milwaukie OR, Happy Valley OR, Oak Grove OR, Lake Oswego OR, Beaverton OR, Tigard OR, and surrounding areas.